Who’s Managing Your Mortgage?

A proven Mortgages Under Management program to help you generate maximum repeat business, referrals, and revenue from your database.

A wealth advisor manages your assets and investments, but who’s managing your mortgage? Your mortgage is likely your largest debt and liability, and even small changes in rate can have a huge monetary impact over the life of your loan. At Apex Home Loans, we realize that keeping tabs on the mortgage market just isn’t part of people’s every day lives. And you know what? That’s okay! We will monitor your mortgage for the entire life of your loan regardless of where it originated.

How Does It Work?

Mortgages Under Management brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. Our comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.

Out of the gate, a mortgage banker structures your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. They’ll consider your financial goals, cash flow, retirement budget, and more – helping you understand each factor.
Interest rates change daily. With our AutoLock service, we’ll help you target a competitive rate and lock it in when it becomes available. Then, we’ll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.
After your loan closes, our work doesn’t end. We’ll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.

We’ve Actively Managed Nearly $2.5 Billion in Mortgages in the Past 5 Years

What is “active mortgage management” and why is it so important?

  • Active mortgage management is our system for monitoring a homeowner’s mortgage with the goal of making sure that they have the lowest-cost financing solution for their specific situation throughout the loan’s lifetime.
  • Active mortgage management prevents you from becoming one of the many homeowners who overpays for their loan. The majority of homeowners do not know this is happening because their lenders do not work with them to establish a future rate target at which point they can save money.
  • All Apex customers are automatically enrolled in Mortgages Under Management